From the Fall 2022 Journal of the Colorado Dental Association
Did you know offering an employer-sponsored health plan is rated as the most important employee benefit according to the Society for Human Resource Management? Offering a group health plan option not only compensates your current staff for their hard work and dedication, but it will help retain them and make recruiting new staff easier.
To address this need with a meaningful solution, the CDA partnered with COPIC Financial Service Group to offer an affordable group health coverage program through Allstate.
Designed for small- to medium-sized businesses, this group health insurance plan offers a combination of flexibility and cost savings to fit your group’s needs. COPIC Financial Service Group worked closely with CDA to develop this exclusive program for its members.
Highlights of the Allstate Plan
- CDA Member Discount: CDA members receive a 10% discount on the group health coverage plans available.
- Customizable Plan Designs: With Allstate, plan options are fully customizable depending on your needs. Flexible options to control costs include deductibles ranging from $500–$7,900, coinsurance options, Health Savings Account, COBRA administration, various copay options, and more. All plans comply with the Affordable Care Act.
- National Networks: With access to broad, national networks like Aetna Signature Administrators PPO Network and Cigna PPO Network, you have choices to provide quality health benefits to all of your group’s members.
- Level Funding: Level funding used to only be available to larger businesses. Now, small- and medium-sized businesses can experience the advantages without taking on added risk. It’s an easy way to stabilize your costs while providing quality healthcare benefits to your employees. With level funding you’ll have one predictable monthly payment, and the opportunity to share in the surplus at the end of the year should claims run well.
If you’ve been thinking about offering health insurance to your employees, now is the time to explore your options with this exclusive benefit to CDA members. The leadership team at CDA has been working hard behind the scenes responding to your requests for this kind of benefit for members. We are confident in our choice of products through Allstate.
Partnership with COPIC Financial Service Group
COPIC Financial Service Group is an independent insurance brokerage and consulting firm that works with physicians, dentists, members of the healthcare community, and other professionals. They provide customized planning to make sure you are adequately insured, allowing your professional career and personal life to flourish. COPIC Financial Service Group is endorsed by the Colorado Dental Association as an administrator for its members’ business and personal insurance needs.
For more information, visit cdaonline.org/cda-health-plan or call John Kaufman at 720-858-6287.