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Is it Time to Refinance Your Student Loans?

From the Spring 2016 Journal of the Colorado Dental Association

Dentists, young and old, have student loans. That hard-earned education provides a great future, but it can leave a lasting impression on the bank account. In many cases, the debt accumulation total is astonishing. According to the American Dental Education Association, the average dental student graduates with $247,227  of debt. The average annual tuition for dental students is $38,8261 for in-state schools and $53,7741 for out-of-state schools. 

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Rules Under Revision

By Jennifer Goodrum, CDA director of Government Relations
 
Every Colorado dental practice is governed by the Colorado Dental Board’s rules and policies.  As shared with CDA members through email and social media, the Colorado Dental Board is currently conducting a comprehensive review of its rules and policies. Nearly all dental board rules along with all dental board policies are being reviewed and revised through this process. Be sure to take time to review and submit any feedback on proposed changes, as they will impact your dental practice! 

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UPDATE: Medicare Enrollment Opt In or Opt Out

By Jennifer Goodrum, CDA director of Government Relations
 
Dentists who treat Medicare patients must either enroll in the Medicare program or opt out by Feb. 1, 2017. Please note that this requirement applies to the federal MediCARE plans (generally senior and disabled patients) as opposed to the state-based MediCAID plans (for low-income patients). Medicare generally applies to patients over the age of 65, as well as certain adults receiving federal disability payments.

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Renewing Your Lease: Important Things to Know

By Ryan Nolan and Stephen Strecker
 
Leases and lease renewals are not typically conducted on a level playing field. After all, the landlord is in the real estate business and most doctors are not. By planning, however, it is possible to negotiate a lower lease rate, receive a substantial tenant improvement allowance and free rent.

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Gratitude

By Marie Chatterley
 
Can your job satisfaction increase by focusing on the positive? Positive psychology has infiltrated workshops and trainings throughout corporate America in the last seven years and many are seeking to model this new approach in business. Shawn Achor published the Happiness Advantage in 2010, and suggested five daily exercises for a positive change.

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